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Terms of Service


In English

Checkout is a secure payment method for you. Checkoutilla is authorised by the financial supervision payment institution. The service is operated by Checkout Finland Ltd (Business ID 2196606-6) and Checkout Finland Oy is part of OP group.
The Checkout Payment Brokerage service passes your payment to the merchant. If your bank statement or credit card is displayed on Checkout Finland Oy, we have forwarded your payment.

The online store serves as a marketer of products and services and a supplier of products to the customer. E-commerce takes care of the statutory and other obligations of trade-related purposes. If you want to reorder or return the product, you should contact the online store directly.

Supported payment methods are:

1. Bank Charges

You have payment buttons for all Finnish banks. You can pay with the payment buttons of Aktia, Danske Bank, Handelsbanken, Nordea, Oma Säästöpankki, Osuuspankki, POP-pankki, Säästöpankki, S-pankki and Ålandsbanken. Your bank statement is listed as Checkout Finland Oy, we will forward your payment to the online retailer. In the online store you are directly directed to your bank to make a payment securely.

Checkout Finland also offers the option to pay by bank transfer form.

2. Credit card payments

You can pay with Visa, Visa Debit, Visa Electron, MasterCard and Debit MasterCard cards in the online store. The online store uses the international Verified by Visa and MasterCard SecureCode  authentication services.

Checkout appears as the payment provider on the card invoice and passes the payment card payment paid by the customer directly to the merchant. Card payment is made securely through a secure payment form and no payment card information is stored on online store systems.

3. Mobile Payment Methods

Mobile payments Pivo, MobilePay, Masterpass, and Siirto are services in the application that allow you to pay for online purchases by credit transfer from your account or card payment their by accepting payment in that application. Pivo also manages Siirto fees, allowing the payment to be accepted in any application that supports the transfer.

4. Pivo

The terms of use are available on the Pivon website: pivo.fi/kayttoehdot/pivon-kayttoehdot

5. MobilePay

Payment terms are available on the MobilePay website: mobilepay.fi/asiakastuki/ehdot

6. Masterpass

Payment terms are available on the Masterpass website: masterpass.com/assets/pdf/masterpassoperatingrules.pdf

7. Transfer

Conditions applicable to transfer fees:
OP general terms of euro payment
Terms of Siirto service in Nordea
Terms of Siirto service in S-bank

8. Jousto

Jousto Invoice and Installment is a domestic service that allows you to make your purchases quickly and safely. Jousto is for individuals who have managed their finances properly.
With Jousto, you get 30 days interest-free payment period. An invoice surcharge of € 2.90 will be added to the purchase. Once you receive the invoice, you can decide whether to pay it in full or in installments. With an installment payment, you can pay for your purchase in up to 36 installments, starting at € 9.90 / month. The cost of the Jousto installment is € 3.90 / month and a credit rate of 19.90%. You can pay 30 to 3000 euros for purchases with Jousto.
Shopping with Jousto is safe. On your first purchase, you make a strong electronic identification. As a returning customer, you can easily identify yourself with a one-time code sent to your phone. With every purchase, we make a real-time and automated credit decision. The payment transaction and data transmission always takes place in a secure connection. The invoice will be sent by e-mail. Aurajoki Nordic Oy is the lender.
Read more about Jousto at www.jousto.com.


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